Directory
61 schemes match · scoped to Service & Textile
Ministry of Micro, Small and Medium Enterprises
Collateral-free bank loans for micro and small enterprises, backed by a government-funded guarantee trust.
Collateral-free guarantee cover up to ₹10 crore per borrower
Department of Financial Services, Ministry of Finance
Collateral-free micro-credit for small, non-corporate income-generating businesses, disbursed through banks/NBFCs/MFIs.
Shishu up to ₹50,000 · Kishor ₹50,000–₹5 lakh · Tarun ₹5–10 lakh · Tarun Plus ₹10–20 lakh
Department of Financial Services, Ministry of Finance
Bank loans for SC/ST and women entrepreneurs setting up a first-time greenfield enterprise.
Composite loan of ₹10 lakh to ₹1 crore, repayable over 7 years
Ministry of MSME
Helps MSMEs upgrade quality, technology, and design, and become more competitive, through ZED certification, Lean manufacturing, and innovation/IPR support.
Subsidy/reimbursement varies by component (ZED, Lean, Innovative)
Ministry of Micro, Small & Medium Enterprises
Support for SC/ST entrepreneurs — capital subsidy, capacity building, and public-procurement access.
25% subsidy on plant & machinery, up to ₹25 lakh, plus training/marketing support
Ministry of Social Justice and Empowerment
Concessional finance for Scheduled Caste entrepreneurs' manufacturing, services, or allied-sector units.
₹10 lakh to ₹15 crore, at a 4% coupon rate; up to 75% of project cost funded (up to ₹5cr)
Department of Animal Husbandry & Dairying
Supports entrepreneurship in poultry, sheep, goat, piggery, and fodder — capital subsidy plus R&D/extension support.
Up to 50% capital subsidy, capped at ₹50 lakh, routed with loan/project finance
Ministry of Cooperation
Easier long-term finance and interest support for newly formed, innovative cooperative societies.
Long-term loan with 2% interest concession; typically up to ₹3 crore project cost
Ministry of Micro, Small and Medium Enterprises
Business and practical-skills training for aspiring and existing entrepreneurs, to help start, manage, and grow an MSME.
No direct funding — training cost supported per programme norms
Department for Promotion of Industry and Internal Trade (DPIIT)
Early-stage grant and convertible-debt funding for DPIIT-recognised, technology-enabled startups, via approved incubators.
Up to ₹20 lakh grant (PoC/prototype) + up to ₹50 lakh convertible-debt investment (market entry)
Department for Promotion of Industry and Internal Trade (DPIIT)
Collateral-free loan access for DPIIT-recognised startups, via a government credit guarantee to the lender.
Guarantee up to ₹20 crore or actual outstanding credit, whichever is lower
Department for Promotion of Industry and Internal Trade (DPIIT)
Cost relief and end-to-end support for DPIIT-recognised startups filing patents, trademarks, or designs.
Facilitator professional fees paid/reimbursed; startups typically bear only statutory fees
Department of Commerce
A dedicated window on the Government e-Marketplace (GeM) for startups to sell directly to government buyers.
No direct funding — market access + relaxed procurement eligibility
Ministry of Micro, Small and Medium Enterprises
Equity/quasi-equity growth capital for viable MSMEs, deployed through daughter funds managed by NSIC Venture Capital Fund Ltd.
₹50,000 crore combined provision (₹10,000cr Govt + ₹40,000cr via VC/PE funds); enterprise ticket varies
DPIIT, Ministry of Commerce & Industry
Government-backed fund-of-funds committing capital to SEBI-registered AIFs, which then invest in startups.
Corpus ₹10,000 crore; startup-level investment varies by AIF
DPIIT, Ministry of Commerce & Industry
Follow-on fund-of-funds deepening domestic venture capital for deep tech, manufacturing, and growth-stage startups.
Corpus ₹10,000 crore; startup-level investment varies
Department of Science & Technology (DST)
Seed support deployed through DST-supported TBIs to help incubated startups bridge prototype to market.
Up to ₹1 crore per startup, subject to TBI guidelines
Department of Science & Technology (DST)
Prototype grant programme helping innovators convert technology ideas into working prototypes through PRAYAS Centres.
Up to ₹40 lakh through PRAYAS 2.0 calls
Department of Science & Technology (DST)
Large financing framework providing long-term, low-cost capital for private-sector research and innovation.
Scheme corpus ₹1 lakh crore; project-level support varies
Department of Science & Technology (DST)
National mission offering rolling startup grants through 4 Thematic Hubs (IISc, IIT Madras, IIT Bombay, IIT Delhi).
Up to ₹25 crore per startup; mission outlay ₹6,003.65 crore (FY2024–FY2031)
Department of Scientific & Industrial Research (DSIR)
DSIR scheme supporting individual innovators, startups, and MSMEs to develop prototypes and commercialise innovations.
Up to ₹50 lakh depending on PRISM phase/category
Department of Biotechnology (DBT) / BIRAC
Flagship BIRAC grant for translating innovative biotech ideas into proof-of-concept.
Up to ₹50 lakh for up to 18 months
Department of Biotechnology (DBT) / BIRAC
BIRAC equity fund-of-funds to accelerate biotech enterprises through SEBI-registered daughter funds.
Startup-level investment varies; fund operates through selected AIFs
Department of Biotechnology (DBT) / BIRAC
Equity/equity-linked seed support deployed through BioNEST incubators for promising biotech startups.
Up to ₹30 lakh per startup; incubator corpus typically ~₹2 crore
Department of Biotechnology (DBT) / BIRAC
BIRAC-BioNEST equity/equity-linked fund for biotech startups ready to pilot or commercialise products.
Up to ₹1 crore per startup
Department of Biotechnology (DBT) / BIRAC
BIRAC programme supporting affordable and socially relevant healthcare/biotech product innovations.
Up to ₹50 lakh, subject to call guidelines
Ministry of Electronics & Information Technology (MeitY)
MeitY programme enabling accelerators to support promising software/product startups with services and matching funding.
Matching funding up to ₹40 lakh per startup via selected accelerators
Ministry of Electronics & Information Technology (MeitY)
MeitY scheme discovering, supporting, and scaling technology startups in Tier-II/III cities via implementing agencies.
Scheme outlay ₹490 crore; startup-level support varies by component
Ministry of Electronics & Information Technology (MeitY) / STPI
STPI scheme supporting software product startups in selected Tier-II/III locations through incubation and seed support.
Scheme outlay ₹95.03 crore; support varies per startup/city
Ministry of Electronics & Information Technology (MeitY)
MeitY programme for chip design, VLSI training, and development of working silicon prototypes.
Project/institution-based; support varies under approved C2S project
Ministry of Defence / Defence Innovation Organisation (DIO)
Challenge-led defence innovation platform connecting startups, MSMEs, and innovators solving defence and aerospace problem statements.
SPARK grants up to ₹1.5 crore; iDEX Prime up to ₹10 crore
Ministry of Defence / Defence Innovation Organisation (DIO)
iDEX sub-scheme for critical and strategic defence technologies requiring larger R&D investments.
Up to ₹25 crore grant-in-aid per project
DRDO, Ministry of Defence
DRDO programme supporting indigenous defence technology development by industry, especially MSMEs/startups.
Up to ₹10 crore per project, generally up to 90% of project cost
IN-SPACe, Department of Space
Seed grant encouraging startups and non-government entities to develop space technologies and applications.
Up to ₹1 crore per startup / NGE
Department of Telecommunications (DoT)
Grant programme supporting indigenous telecom and ICT product innovation and commercialisation.
Up to ₹50 lakh per selected proposal for startups
Ministry of Textiles (National Technical Textiles Mission)
Startup grant under the National Technical Textiles Mission to convert prototypes into marketable technologies/products.
Up to ₹50 lakh for up to 18 months
Department of Science & Technology (DST)
Fellowship letting aspiring entrepreneurs work full-time on technology business ideas before incorporation.
₹10,000–₹30,000 per month for up to 12 months
Department of Science & Technology (DST)
Mission creating 25 Technology Innovation Hubs for R&D, translational research, and startup incubation in CPS technologies.
Mission outlay ₹3,660 crore; startup support varies by TIH/call
Department of Science & Technology (DST)
DST support establishing and strengthening technology business incubators for tech startups.
Incubator-level support varies; generally multi-crore per DST approval
Department of Science & Technology (DST)
DST initiative creating inclusive technology incubators in underserved institutions/regions.
Up to ₹5 crore over 3 years to incubator
Department of Science & Technology (DST)
DST-supported accelerator mechanism to help incubated startups rapidly validate markets and scale.
Up to ₹40 lakh (₹30 lakh to accelerator; ₹10 lakh to startups)
Department of Science & Technology (DST)
DST support for high-performing incubators to become Centres of Excellence and scale deep startup support.
Up to ₹50 crore over 5 years to incubator
Department of Biotechnology (DBT) / BIRAC
BIRAC programme creating bio-incubators with wet labs, equipment, mentoring, and commercialisation support.
Incubator-level grant varies by call; startup support indirect
Department of Biotechnology (DBT) / BIRAC
BIRAC partnership programme for high-risk, high-impact industry-led biotech innovation.
Project-based; varies by approved cost and scheme terms
Department of Biotechnology (DBT) / BIRAC
BIRAC programme encouraging students and young researchers to pursue translational biotech innovation.
Commonly fellowship plus innovation support up to ₹5 lakh per project
Department of Biotechnology (DBT) / BIRAC
BIRAC student innovation programme encouraging translational biotech ideas and early validation.
Translational support commonly up to ₹15 lakh, subject to call
Department of Biotechnology (DBT) / BIRAC
BIRAC programme helping academic innovations move toward validation and commercial pathways.
Project-based; commonly up to ₹50 lakh–₹1 crore depending on component
Department of Biotechnology (DBT) / BIRAC
BIRAC public-private partnership scheme supporting early/late-stage biotech product development.
Early-stage support commonly up to ₹50 lakh grant; larger support as per call
Ministry of Electronics & Information Technology (MeitY)
Incubator-led programme supporting ICT startups using emerging technologies for societal challenges.
PoC grants up to ₹7 lakh; larger support varies by centre/component
Ministry of Electronics & Information Technology (MeitY) / C-DAC
Incentive and infrastructure support scheme for domestic companies, startups, and MSMEs in IC/chipset/SoC/IP-core design.
Product design-linked incentive up to 50% of eligible expenditure; deployment incentive 4–6% of net sales (cap ₹30 crore)
IN-SPACe, Department of Space
Dedicated venture capital fund for Indian space-tech enterprises across the private space value chain.
Target corpus ~₹1,600 crore; first close ₹1,005 crore; company ticket varies
IN-SPACe, Department of Space
IN-SPACe fund moving space technologies from lab validation toward commercialisation and adoption.
TAF corpus ₹500 crore; project-level funding varies
Atal Innovation Mission (AIM), NITI Aayog
School innovation labs building creativity, design thinking, and problem-solving skills among students.
Up to ₹20 lakh per selected school over multiple years
Atal Innovation Mission (AIM), NITI Aayog
AIM programme supporting world-class incubators across universities, institutions, and private hosts.
Up to ₹10 crore per incubator, subject to guidelines
Atal Innovation Mission (AIM), NITI Aayog
AIM programme setting up community innovation centres in underserved regions.
Up to ₹2.5 crore over prescribed period
Atal Innovation Mission (AIM), NITI Aayog
AIM/related incubation support for established incubators to scale startup-support capabilities.
Up to ₹10 crore grant; matching private contribution required
International Financial Services Centres Authority (IFSCA)
Incentive scheme to attract and support fintechs engaging with the IFSC ecosystem at GIFT City.
Up to ₹75 lakh across grant categories; varies by incentive type
Department of Atomic Energy (DAE)
DAE/AIC incubation centres translating DAE spin-off technologies into market-ready products.
No standard grant; support is incubation/technology-access based
Department of Science & Technology (DST)
DST programme establishing STI hubs for technology-led livelihood and enterprise development in SC/ST communities.
Project-based; amount varies by sanctioned STI hub
Ministry of Power and Ministry of New & Renewable Energy (MNRE)
Joint MoP-MNRE mission to identify, develop, and demonstrate emerging power-sector technologies indigenously.
Project-based; mission funded through MoP/MNRE/CPSE pooled resources
Answers from this page only — not legal or financing advice.
A curated directory of government schemes for founders beyond PMEGP — credit guarantees, grants, equity, and market access — for discovery and discussion. Not a complete legal schedule of every scheme in India.
Filter by support type, ministry, and sector relevance where rules are authored on the scheme record. Always confirm eligibility and process on the official nodal portal before applying.
No. Scheme pages here are advisory summaries for discovery. Eligibility, amounts, and process change — confirm on the official nodal ministry or scheme portal before applying.
No. FoundersOffice Idea Browser is an independent discovery and briefing tool — not affiliated with the Government of India, MSME, KVIC, DIC, or any bank. Nothing here is a sanction, loan offer, or guarantee of subsidy.
Source: PMEGP / MSME sample reports. FoundersOffice is independent — not a government site or loan guarantee.