Directory

Government schemes for founders

60 schemes match · scoped to Samadhan Projects

MSME-readyLoan / Credit

Pradhan Mantri Mudra Yojana (PMMY)

Department of Financial Services, Ministry of Finance

Collateral-free micro-credit for small, non-corporate income-generating businesses, disbursed through banks/NBFCs/MFIs.

Shishu up to ₹50,000 · Kishor ₹50,000–₹5 lakh · Tarun ₹5–10 lakh · Tarun Plus ₹10–20 lakh

MSME-readyLoan / Credit

Stand-Up India

Department of Financial Services, Ministry of Finance

Bank loans for SC/ST and women entrepreneurs setting up a first-time greenfield enterprise.

Composite loan of ₹10 lakh to ₹1 crore, repayable over 7 years

MSME-readyMarket Access

National SC-ST Hub Scheme

Ministry of Micro, Small & Medium Enterprises

Support for SC/ST entrepreneurs — capital subsidy, capacity building, and public-procurement access.

25% subsidy on plant & machinery, up to ₹25 lakh, plus training/marketing support

MSME-readyEquity

Venture Capital Fund for Scheduled Castes (VCF-SC)

Ministry of Social Justice and Empowerment

Concessional finance for Scheduled Caste entrepreneurs' manufacturing, services, or allied-sector units.

₹10 lakh to ₹15 crore, at a 4% coupon rate; up to 75% of project cost funded (up to ₹5cr)

MSME-readyLoan / Credit

National Livestock Mission (NLM)

Department of Animal Husbandry & Dairying

Supports entrepreneurship in poultry, sheep, goat, piggery, and fodder — capital subsidy plus R&D/extension support.

Up to 50% capital subsidy, capped at ₹50 lakh, routed with loan/project finance

MSME-readyIncubation

Entrepreneurship and Skill Development Programme (ESDP)

Ministry of Micro, Small and Medium Enterprises

Business and practical-skills training for aspiring and existing entrepreneurs, to help start, manage, and grow an MSME.

No direct funding — training cost supported per programme norms

MSME-readyMixed

Startup India Seed Fund Scheme (SISFS)

Department for Promotion of Industry and Internal Trade (DPIIT)

Early-stage grant and convertible-debt funding for DPIIT-recognised, technology-enabled startups, via approved incubators.

Up to ₹20 lakh grant (PoC/prototype) + up to ₹50 lakh convertible-debt investment (market entry)

MSME-readyLoan / Credit

Credit Guarantee Scheme for Startups (CGSS)

Department for Promotion of Industry and Internal Trade (DPIIT)

Collateral-free loan access for DPIIT-recognised startups, via a government credit guarantee to the lender.

Guarantee up to ₹20 crore or actual outstanding credit, whichever is lower

MSME-readyMarket Access

GeM Startup Runway

Department of Commerce

A dedicated window on the Government e-Marketplace (GeM) for startups to sell directly to government buyers.

No direct funding — market access + relaxed procurement eligibility

MSME-readyEquity

Self-Reliant India Fund (SRI Fund)

Ministry of Micro, Small and Medium Enterprises

Equity/quasi-equity growth capital for viable MSMEs, deployed through daughter funds managed by NSIC Venture Capital Fund Ltd.

₹50,000 crore combined provision (₹10,000cr Govt + ₹40,000cr via VC/PE funds); enterprise ticket varies

Broader / deep-techEquity

Fund of Funds for Startups (FFS)

DPIIT, Ministry of Commerce & Industry

Government-backed fund-of-funds committing capital to SEBI-registered AIFs, which then invest in startups.

Corpus ₹10,000 crore; startup-level investment varies by AIF

Broader / deep-techEquity

Startup India Fund of Funds 2.0

DPIIT, Ministry of Commerce & Industry

Follow-on fund-of-funds deepening domestic venture capital for deep tech, manufacturing, and growth-stage startups.

Corpus ₹10,000 crore; startup-level investment varies

Broader / deep-techEquity

NIDHI – Seed Support Program (SSP)

Department of Science & Technology (DST)

Seed support deployed through DST-supported TBIs to help incubated startups bridge prototype to market.

Up to ₹1 crore per startup, subject to TBI guidelines

Broader / deep-techMixed

Research, Development & Innovation (RDI) Scheme

Department of Science & Technology (DST)

Large financing framework providing long-term, low-cost capital for private-sector research and innovation.

Scheme corpus ₹1 lakh crore; project-level support varies

Broader / deep-techGrant

National Quantum Mission (NQM) – Startup Support

Department of Science & Technology (DST)

National mission offering rolling startup grants through 4 Thematic Hubs (IISc, IIT Madras, IIT Bombay, IIT Delhi).

Up to ₹25 crore per startup; mission outlay ₹6,003.65 crore (FY2024–FY2031)

Broader / deep-techGrant

Biotechnology Ignition Grant Scheme (BIG)

Department of Biotechnology (DBT) / BIRAC

Flagship BIRAC grant for translating innovative biotech ideas into proof-of-concept.

Up to ₹50 lakh for up to 18 months

Broader / deep-techEquity

BIRAC Incubator SEED Fund (SEED)

Department of Biotechnology (DBT) / BIRAC

Equity/equity-linked seed support deployed through BioNEST incubators for promising biotech startups.

Up to ₹30 lakh per startup; incubator corpus typically ~₹2 crore

Broader / deep-techGrant

GENESIS – Gen-Next Support for Innovative Startups

Ministry of Electronics & Information Technology (MeitY)

MeitY scheme discovering, supporting, and scaling technology startups in Tier-II/III cities via implementing agencies.

Scheme outlay ₹490 crore; startup-level support varies by component

Broader / deep-techIncubation

STPI – Next Generation Incubation Scheme (NGIS)

Ministry of Electronics & Information Technology (MeitY) / STPI

STPI scheme supporting software product startups in selected Tier-II/III locations through incubation and seed support.

Scheme outlay ₹95.03 crore; support varies per startup/city

Broader / deep-techIncubation

Chips to Startup (C2S) Programme

Ministry of Electronics & Information Technology (MeitY)

MeitY programme for chip design, VLSI training, and development of working silicon prototypes.

Project/institution-based; support varies under approved C2S project

Broader / deep-techGrant

Innovations for Defence Excellence (iDEX)

Ministry of Defence / Defence Innovation Organisation (DIO)

Challenge-led defence innovation platform connecting startups, MSMEs, and innovators solving defence and aerospace problem statements.

SPARK grants up to ₹1.5 crore; iDEX Prime up to ₹10 crore

Broader / deep-techGrant

Technology Development Fund (TDF)

DRDO, Ministry of Defence

DRDO programme supporting indigenous defence technology development by industry, especially MSMEs/startups.

Up to ₹10 crore per project, generally up to 90% of project cost

Broader / deep-techGrant

IN-SPACe Seed Fund Scheme

IN-SPACe, Department of Space

Seed grant encouraging startups and non-government entities to develop space technologies and applications.

Up to ₹1 crore per startup / NGE

Broader / deep-techGrant

Digital Communication Innovation Square (DCIS)

Department of Telecommunications (DoT)

Grant programme supporting indigenous telecom and ICT product innovation and commercialisation.

Up to ₹50 lakh per selected proposal for startups

Broader / deep-techGrant

NIDHI – Entrepreneur in Residence (EIR)

Department of Science & Technology (DST)

Fellowship letting aspiring entrepreneurs work full-time on technology business ideas before incorporation.

₹10,000–₹30,000 per month for up to 12 months

Broader / deep-techIncubation

NIDHI-TBI – Technology Business Incubator

Department of Science & Technology (DST)

DST support establishing and strengthening technology business incubators for tech startups.

Incubator-level support varies; generally multi-crore per DST approval

Broader / deep-techIncubation

NIDHI – Accelerator

Department of Science & Technology (DST)

DST-supported accelerator mechanism to help incubated startups rapidly validate markets and scale.

Up to ₹40 lakh (₹30 lakh to accelerator; ₹10 lakh to startups)

Broader / deep-techIncubation

NIDHI-Centres of Excellence (CoE)

Department of Science & Technology (DST)

DST support for high-performing incubators to become Centres of Excellence and scale deep startup support.

Up to ₹50 crore over 5 years to incubator

Broader / deep-techEquity

BioAngels

Department of Biotechnology (DBT) / BIRAC

Biotech angel investment and investor-connect platform curated for BIRAC-supported life-science startups.

Varies by angel round / investor decision

Broader / deep-techIncubation

BioNEST Programme

Department of Biotechnology (DBT) / BIRAC

BIRAC programme creating bio-incubators with wet labs, equipment, mentoring, and commercialisation support.

Incubator-level grant varies by call; startup support indirect

Broader / deep-techGrant

SBIRI – Small Business Innovation Research Initiative

Department of Biotechnology (DBT) / BIRAC

BIRAC public-private partnership scheme supporting early/late-stage biotech product development.

Early-stage support commonly up to ₹50 lakh grant; larger support as per call

Broader / deep-techMixed

Design Linked Incentive (DLI) Scheme

Ministry of Electronics & Information Technology (MeitY) / C-DAC

Incentive and infrastructure support scheme for domestic companies, startups, and MSMEs in IC/chipset/SoC/IP-core design.

Product design-linked incentive up to 50% of eligible expenditure; deployment incentive 4–6% of net sales (cap ₹30 crore)

Broader / deep-techEquity

Antariksh Venture Capital Fund (Space VCF)

IN-SPACe, Department of Space

Dedicated venture capital fund for Indian space-tech enterprises across the private space value chain.

Target corpus ~₹1,600 crore; first close ₹1,005 crore; company ticket varies

Broader / deep-techGrant

Space Technology Adoption Fund (TAF)

IN-SPACe, Department of Space

IN-SPACe fund moving space technologies from lab validation toward commercialisation and adoption.

TAF corpus ₹500 crore; project-level funding varies

Broader / deep-techIncubation

Atal Incubation Centres (AICs)

Atal Innovation Mission (AIM), NITI Aayog

AIM programme supporting world-class incubators across universities, institutions, and private hosts.

Up to ₹10 crore per incubator, subject to guidelines

Broader / deep-techIncubation

Atal Community Innovation Centres (ACIC)

Atal Innovation Mission (AIM), NITI Aayog

AIM programme setting up community innovation centres in underserved regions.

Up to ₹2.5 crore over prescribed period

Broader / deep-techGrant

IFSCA Fintech Incentive Scheme

International Financial Services Centres Authority (IFSCA)

Incentive scheme to attract and support fintechs engaging with the IFSC ecosystem at GIFT City.

Up to ₹75 lakh across grant categories; varies by incentive type

Broader / deep-techIncubation

Technology Development-cum-Incubation Centers

Department of Atomic Energy (DAE)

DAE/AIC incubation centres translating DAE spin-off technologies into market-ready products.

No standard grant; support is incubation/technology-access based

Broader / deep-techGrant

Mission on Advanced and High-Impact Research (MAHIR)

Ministry of Power and Ministry of New & Renewable Energy (MNRE)

Joint MoP-MNRE mission to identify, develop, and demonstrate emerging power-sector technologies indigenously.

Project-based; mission funded through MoP/MNRE/CPSE pooled resources

Source: PMEGP / MSME sample reports. FoundersOffice is independent — not a government site or loan guarantee.