Samadhan Projects
The pitch
Provides repair, servicing, and maintenance of household and commercial refrigerators and air conditioners at customer premises and a small workshop.
Local households, small shops, offices, and commercial establishments; sales through word-of-mouth, local classified listings, and neighborhood referrals. Work is split between on-site service calls and workshop-based overhauls. Daily scheduling depends on call volume and parts availability; cash and digital payments are common.
Sample/template cost ₹4,52,825 covers a basic workshop setup, essential hand and power tools, diagnostic equipment, initial spare parts inventory, and a service van for doorstep visits.
Demand shape for this sample line — advisory, not a market study.
Buyers
Local households and small businesses needing the service (vehicles, appliances, grooming, repairs) generate walk-in and referral demand.
Channels
Demand watch-out: If footfall or referral density is thin, machinery sits idle — validate demand radius before matching sample capex.
Derived from idea type and sector — not a survey or government market report.
Answers from this page only — not legal or financing advice.
Provides repair, servicing, and maintenance of household and commercial refrigerators and air conditioners at customer premises and a small workshop.
Local households and small businesses needing the service (vehicles, appliances, grooming, repairs) generate walk-in and referral demand. This is a demand-shape typology for the sample line, not a market survey.
Steady year-round. Service demand is usually year-round; weather can nudge auto and outdoor services but rarely replaces location advantage.
₹4,52,825 is the official PMEGP sample project cost shown for this idea. Your actual project cost may differ — treat this as a planning reference, not a quote.
Indicative PMEGP-style margin money rates on this site run up to 35% of project cost, depending on beneficiary category and rural vs urban area. This is not a guarantee of subsidy, sanction, or bank finance — verify current guidelines before applying.
Hyperlocal. Catchment is the neighbourhood or traffic corridor people already pass — expansion is a second location, not longer logistics.
No. FoundersOffice Idea Browser is an independent discovery and briefing tool — not affiliated with the Government of India, MSME, KVIC, DIC, or any bank. Nothing here is a sanction, loan offer, or guarantee of subsidy.
Idea-specific discussion points — not automatic disqualification
Working capital vs fixed cost
Most expenses are spares and consumables, not captured fully in the sample cost; budget separately for ongoing inventory replenishment.
Skill certification
Formal HVACR certification may be required by some customers or landlords; factor in training time and fees.
Equipment obsolescence
Diagnostic tools and spare parts can become model-specific quickly; plan for periodic reinvestment.
Seasonality
AC repairs peak in summer and fridge repairs in peak heat months; cash flow may be uneven across the year.
Beyond PMEGP — schemes that may complement this project's sector or cost band.
Support for SC/ST entrepreneurs — capital subsidy, capacity building, and public-procurement access.
For SC/ST entrepreneurs
Collateral-free bank loans for micro and small enterprises, backed by a government-funded guarantee trust.
Collateral-free micro-credit for small, non-corporate income-generating businesses, disbursed through banks/NBFCs/MFIs.
No elevated education flag at this sample cost · verify guidelines. PMEGP generally accepts VIII pass as minimum; confirm current eligibility rules.
Subsidy split, EMI, and an indicative breakeven — adjust the assumptions to your own numbers.
Subsidy split, EMI, and an indicative breakeven — for discussion only (indicative-2026-08-01).
Margin money (25%)
₹1,13,206
Own contribution (10%)
₹45,283
Bank credit (illustrative)
₹2,94,336
Estimated EMI
₹4,886/mo
Breakeven
Month 8
Indicative DSCR
2.16
Indicative only — actual bank DSCR calculations add back depreciation; treat this as a sense-check, not a bank figure. Verify with your CA/bank before applying.
Sample profile sourced from the PMEGP scheme (Ministry of MSME) · verify against the official PDF before filing.
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