Samadhan Projects
The pitch
Produce packaged Kurkure snack using wheat flour, spices, oil, and a small-scale roasting and packaging line.
Retail grocery stores, local supermarkets, and online marketplaces via direct sales and distributor networks. The operation will run 5 days a week, producing 500 kg of Kurkure per week, with a dedicated QC team ensuring compliance with food safety standards.
₹7,42,000 sample cost covers purchase of a 200 sq ft production unit, roasting and packaging machinery, initial inventory of raw materials, packaging materials, and working capital for the first 3 months.
Demand shape for this sample line — advisory, not a market study.
Buyers
Households, tea shops, and small retailers are the usual cash buyers; institutions and HORECA appear once quality and daily offtake are steady.
Channels
Demand watch-out: Demand dies if routes and return policies are weak — map offtake points before sizing capacity to the sample DPR.
Derived from idea type and sector — not a survey or government market report.
Answers from this page only — not legal or financing advice.
Produce packaged Kurkure snack using wheat flour, spices, oil, and a small-scale roasting and packaging line.
Households, tea shops, and small retailers are the usual cash buyers; institutions and HORECA appear once quality and daily offtake are steady. This is a demand-shape typology for the sample line, not a market survey.
Festival peaks. Everyday sales can be steady, but festivals and school seasons often lift volumes — plan working capital for those spikes, not only average days.
₹7,42,000 is the official PMEGP sample project cost shown for this idea. Your actual project cost may differ — treat this as a planning reference, not a quote.
Indicative PMEGP-style margin money rates on this site run up to 35% of project cost, depending on beneficiary category and rural vs urban area. This is not a guarantee of subsidy, sanction, or bank finance — verify current guidelines before applying.
City / region. Most sample food lines sell within a delivery radius you can cover daily; long-haul only makes sense with shelf-stable packing and partners.
No. FoundersOffice Idea Browser is an independent discovery and briefing tool — not affiliated with the Government of India, MSME, KVIC, DIC, or any bank. Nothing here is a sanction, loan offer, or guarantee of subsidy.
Idea-specific discussion points — not automatic disqualification
Raw material price volatility
Flour, spices, and oil prices can fluctuate, impacting cost of goods sold. Mitigate by locking in bulk contracts and maintaining a buffer inventory.
Shelf life and quality control
Kurkure has a limited shelf life; improper storage can lead to spoilage. Implement strict temperature control and monitor expiry dates.
Food safety compliance
Must obtain FSSAI license and adhere to GMP. Non‑compliance can lead to shutdown and fines.
Distribution bottlenecks
Relying on a single distributor can limit market reach. Diversify sales channels early.
Cash flow management
High upfront capital for machinery and inventory requires disciplined cash flow; plan for working capital needs.
Beyond PMEGP — schemes that may complement this project's sector or cost band.
Support for SC/ST entrepreneurs — capital subsidy, capacity building, and public-procurement access.
For SC/ST entrepreneurs
Collateral-free bank loans for micro and small enterprises, backed by a government-funded guarantee trust.
Collateral-free micro-credit for small, non-corporate income-generating businesses, disbursed through banks/NBFCs/MFIs.
No elevated education flag at this sample cost – verify current PMEGP guidelines; owner must be at least 8th pass (VIII) as per eligibility criteria.
Subsidy split, EMI, and an indicative breakeven — adjust the assumptions to your own numbers.
Subsidy split, EMI, and an indicative breakeven — for discussion only (indicative-2026-08-01).
Margin money (25%)
₹1,85,500
Own contribution (10%)
₹74,200
Bank credit (illustrative)
₹4,82,300
Estimated EMI
₹8,007/mo
Breakeven
Month 24
Indicative DSCR
1.39
Indicative only — actual bank DSCR calculations add back depreciation; treat this as a sense-check, not a bank figure. Verify with your CA/bank before applying.
Sample profile sourced from the PMEGP scheme (Ministry of MSME) · verify against the official PDF before filing.
This project aligns with PMEGP’s focus on food processing micro‑enterprises, leveraging local supply chains and tapping into growing demand for convenient snack foods.
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