Samadhan Projects

Biscuit & Cookies

₹32.6 L(₹32,65,000) · ₹25–50LUp to 35% subsidy

Process plant · QC · Inventory-heavy

The pitch

Baked biscuits and cookies produced via automated batching, mixing, baking, cooling, and packaging lines for retail and institutional supply.

Sold to local grocery stores, supermarkets, school canteens, and institutional catering suppliers through direct supply and distributor networks. Daily production runs with batch-wise quality checks, ingredient inventory management, and cold storage for finished goods before dispatch.

Sample/template cost: ₹32,65,000 covering a semi-automated production line, baking ovens, cooling conveyors, packaging equipment, and basic factory setup.

Watch-outs

Idea-specific discussion points — not automatic disqualification

Food Safety Licensing
FSSAI basic or state license mandatory before commercial production; processing without approval invites penalties.
Shelf-Life Management
Biscuits and cookies have short shelf life; inventory rotation and moisture control are critical to avoid wastage.
Power and Fuel Costs
Continuous baking operations demand high electricity and LPG/gas supply; factor in backup power arrangements.
Packaging Compliance
Must use food-grade, labeled packaging with nutritional and allergen declarations per FSSAI standards.

Higher ticketEducation gate

Other funding routes worth checking

Beyond PMEGP — schemes that may complement this project's sector or cost band.

MSME ChampionsMarket Access

Helps MSMEs upgrade quality, technology, and design, and become more competitive, through ZED certification, Lean manufacturing, and innovation/IPR support.

SRI FundEquity

Equity/quasi-equity growth capital for viable MSMEs, deployed through daughter funds managed by NSIC Venture Capital Fund Ltd.

National SC-ST HubMarket Access

Support for SC/ST entrepreneurs — capital subsidy, capacity building, and public-procurement access.

For SC/ST entrepreneurs

Browse all schemes

Show the proof

Sourcing — coming soon

Scheme mechanics

PMEGP
MUDRA
CGTMSE

VIII pass likely required (manufacturing project cost > ₹10L) — verify current PMEGP eligibility guidelines before application.

Plan the money

Subsidy split, EMI, and an indicative breakeven — adjust the assumptions to your own numbers.

Financial planner

Subsidy split, EMI, and an indicative breakeven — for discussion only (indicative-2026-08-01).

Beneficiary categoryAreaFull-capacity annual revenue (₹)Estimated

Utilization Y1: 50%Margin on sales: 10%Bank interest rate: 10%Loan tenure: 7 yrs

Margin money (25%)

₹8,16,250

Own contribution (10%)

₹3,26,500

Bank credit (illustrative)

₹21,22,250

Estimated EMI

₹35,232/mo

Breakeven

Not reached within 7 yrs

Indicative DSCR

0.77

Figures are illustrative for discussion, not a sanction estimate.
Actual margin money and contribution depend on current PMEGP guidelines and implementing agency.
Land cost is generally excluded from project cost under the scheme.
Full-capacity revenue is estimated at 2× project cost (₹32.6 L) — adjust it to your own numbers.

Indicative only — actual bank DSCR calculations add back depreciation; treat this as a sense-check, not a bank figure. Verify with your CA/bank before applying.

Next 90 days

Complete FSSAI application and factory layout approval within 30 days.
Procure and install semi-automated baking and packaging machinery within 45 days.
Conduct trial production batches and quality testing within 60 days.
Obtain GST and Shops registration and begin commercial supply within 90 days.

Disclaimer: Costs and sample reports are published by PMEGP / MSME authorities. FoundersOffice Idea Browser is an independent discovery and briefing tool — not affiliated with the Government of India, MSME, KVIC, DIC, or any bank. Nothing here is a sanction, loan offer, or guarantee of subsidy. Heuristics and future scores are advisory; verify on the official portal before applying.

Sample profile sourced from the PMEGP scheme (Ministry of MSME) · verify against the official PDF before filing.

Engage Founder's Office & Co

Similar process / compliance profile

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Oil blending process · Quality control testing · Bulk storage · Packaging operatHeavy capitalRural & urban

Higher ticketEducation gate

Open brief

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Samadhan Projects