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MSME-readyLoan / Credit
Agriculture Infrastructure Financing Facility (AIF)
Agricultural & Farmers Welfare Department
3% p.a. interest subvention on loans up to ₹2 crore, for up to 7 years· Scaling
What is this?
Offers a 3% per annum interest subvention on loans for viable projects in post-harvest management infrastructure and community farming assets.
Objectives
- Mobilise medium/long-term debt financing for post-harvest infrastructure and community farming assets through incentives.
Who can apply?
- PACS, marketing cooperative societies, FPOs, SHGs, farmers, JLGs, multipurpose cooperative societies, agri-entrepreneurs, startups, and PPP/state agency projects.
What do you get?
- 3% p.a. interest subvention on loans up to ₹2 crore, for a maximum of 7 years.
How to apply
- Applications are open year-round via the AIF portal.
Key links
Best suited for
Scaling
Disclaimer: Costs and sample reports are published by PMEGP / MSME authorities. FoundersOffice Idea Browser is an independent discovery and briefing tool — not affiliated with the Government of India, MSME, KVIC, DIC, or any bank. Nothing here is a sanction, loan offer, or guarantee of subsidy. Heuristics and future scores are advisory; verify on the official portal before applying.
Source: “Playbook of Government Schemes and Initiatives for Startups” (Govt of India, June 2026) · verify against the official scheme source before relying on this for a filing.