Rural Engg. & Bio-Tech
Aluminium Venetian Scheme
Produce aluminium venetian blinds (window blinds) for residential, commercial and hospitality use.
₹7.1 L₹7,05,200
Agro Food Processing
The pitch
Produces packaged ready‑to‑drink beverages (e.g., fruit juices, flavored drinks) using locally sourced agro products.
Retail outlets, supermarkets, online e‑commerce, local kirana stores; direct sales to food service outlets. Daily operations involve raw material procurement, washing, pasteurization, bottling, labeling, and storage. QC checks at each stage; inventory tracked via simple ledger.
Sample capital cost ₹8,88,000 covers procurement of a 200 m² production unit, cold storage, bottling line, packaging materials, and initial working capital.
Idea-specific discussion points — not automatic disqualification
Regulatory Compliance
Must secure FSSAI license, GST registration, and local municipal approvals. Non‑compliance can halt operations.
Cold Chain Maintenance
Temperature control is critical to prevent spoilage. Inadequate cooling can lead to product loss and brand damage.
Raw Material Price Volatility
Fluctuations in fruit and sugar prices can squeeze margins. Hedge or lock‑in contracts where possible.
Shelf‑Life & Packaging Standards
Packaging must meet FSSAI shelf‑life requirements; failure can result in recalls and penalties.
No elevated education requirement; applicant must have at least 8th pass as per current PMEGP guidelines
Subsidy split, EMI, and an indicative breakeven — adjust the assumptions to your own numbers.
Subsidy split, EMI, and an indicative breakeven — for discussion only (indicative-2026-08-01).
Margin money (25%)
₹2,22,000
Own contribution (10%)
₹88,800
Bank credit (illustrative)
₹5,77,200
Estimated EMI
₹9,582/mo
Breakeven
Month 24
Indicative DSCR
1.39
Indicative only — actual bank DSCR calculations add back depreciation; treat this as a sense-check, not a bank figure. Verify with your CA/bank before applying.
Sample profile sourced from the PMEGP scheme (Ministry of MSME) · verify against the official PDF before filing.
Aligns with national focus on agro‑based food processing, promotes rural employment, and supports value addition to local produce
Rural Engg. & Bio-Tech
Produce aluminium venetian blinds (window blinds) for residential, commercial and hospitality use.
₹7.1 L₹7,05,200
Service & Textile
Provides on‑site auto repair and vehicle upholstery services, producing repaired vehicles and custom textile interiors.
₹6.6 L₹6,60,000
Rural Engg. & Bio-Tech
Assembles motorized curtain mechanisms using microcontrollers and sensor-driven actuators to automate window/door coverings.
₹7.5 L₹7,45,300