Agro Food Processing

Besan Manufacturing Unit

₹7.8 L(₹7,80,000) · ₹5–10LUp to 35% subsidy

Process plant · Quality control · Inventory-heavy

The pitch

The unit manufactures besan (gram flour) by grinding roasted chickpeas into fine powder using a small‑scale grinder and packaging it for sale.

Local grocery stores, wholesale distributors, and online grocery platforms. The unit operates a 100 sq ft processing area with a manual grinder, daily batch production, and storage of raw chickpeas and finished besan.

₹7,80,000 covers machinery, raw material storage, and processing equipment.

Watch-outs

Idea-specific discussion points — not automatic disqualification

Raw material supply volatility
Chickpea harvest fluctuations can affect daily production; securing long‑term contracts with local farmers is essential.
Regulatory compliance
FSSAI registration and periodic food safety testing are mandatory to sell besan in markets.
Power reliability
Frequent electricity outages may halt grinding; a backup generator or solar power solution is recommended.
Working capital cycle
High inventory of raw chickpeas and finished product ties up cash; maintaining optimal stock levels is critical.

FSSAI path

Show the proof

Sourcing — coming soon

Scheme mechanics

PMEGP

What bankers typically probe for this idea

Target local retail chains and e‑commerce grocery sellers
Utilize existing agro‑processing clusters for chickpea sourcing

Education: VIII pass; scheme requires minimum VIII pass for promoter, no higher qualification mandatory.

Plan the money

Subsidy split, EMI, and an indicative breakeven — adjust the assumptions to your own numbers.

Financial planner

Subsidy split, EMI, and an indicative breakeven — for discussion only (indicative-2026-08-01).

Beneficiary categoryAreaFull-capacity annual revenue (₹)Estimated

Utilization Y1: 60%Margin on sales: 15%Bank interest rate: 10%Loan tenure: 7 yrs

Margin money (25%)

₹1,95,000

Own contribution (10%)

₹78,000

Bank credit (illustrative)

₹5,07,000

Estimated EMI

₹8,417/mo

Breakeven

Month 24

Indicative DSCR

1.39

Figures are illustrative for discussion, not a sanction estimate.
Actual margin money and contribution depend on current PMEGP guidelines and implementing agency.
Land cost is generally excluded from project cost under the scheme.
Full-capacity revenue is estimated at 2× project cost (₹7.8 L) — adjust it to your own numbers.

Indicative only — actual bank DSCR calculations add back depreciation; treat this as a sense-check, not a bank figure. Verify with your CA/bank before applying.

Next 90 days

Secure raw material supply contracts within 30 days
Obtain FSSAI license and GST registration before start
Install equipment and pass inspection within 60 days
Submit PMEGP application and get subsidy approval within 90 days

Disclaimer: Costs and sample reports are published by PMEGP / MSME authorities. FoundersOffice Idea Browser is an independent discovery and briefing tool — not affiliated with the Government of India, MSME, KVIC, DIC, or any bank. Nothing here is a sanction, loan offer, or guarantee of subsidy. Heuristics and future scores are advisory; verify on the official portal before applying.

Sample profile sourced from the PMEGP scheme (Ministry of MSME) · verify against the official PDF before filing.

Engage Founder's Office & Co

Similar process / compliance profile

The project aligns with PMEGP’s goal of creating rural self‑employment through agro‑based food processing, adding value to agricultural produce and meeting everyday consumer needs.

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