Coir Board Based

Coir Brush Making/Twisted Wire Mat Production Unit

₹15.7 L(₹15,73,000) · ₹10–25LUp to 35% subsidy

Process plant, QC, Inventory‑heavy

The pitch

Manufactures coir brushes and twisted wire mats using coir board raw material, producing finished eco‑friendly cleaning tools and floor mats.

Sells to local retailers, wholesale distributors, online marketplaces (e.g., Amazon, Flipkart), and niche export buyers seeking sustainable household goods. Production runs in 3 shifts, each 8 hours, with 30 workers handling cutting, shaping, assembly, and quality checks. Inventory of raw coir boards and finished goods is maintained to meet seasonal demand spikes.

Sample capital requirement is ₹15,73,000, covering purchase of coir board processing machinery, brush‑forming equipment, twisted wire mat assembly line, packaging units, initial raw material stock, and working capital for the first 3 months.

Watch-outs

Idea-specific discussion points — not automatic disqualification

Raw material price volatility
Coir board prices can fluctuate due to monsoon damage and supply shortages, impacting cost of goods sold.
Skilled labor scarcity
Finding workers trained in coir processing and wire mat assembly may be challenging in rural areas, requiring training programs.
Environmental compliance
Operations must adhere to local waste disposal norms and obtain necessary environmental clearance to avoid shutdowns.
Cash‑flow timing
Revenue may lag behind capital outlay due to order processing times, necessitating robust working‑capital management.

Education gate

Show the proof

Sourcing — coming soon

Scheme mechanics

PMEGP (Rural) – 12% interest rate, 10‑year repayment period, 20% down payment

VIII pass likely (manufacturing > ₹10L) · verify guidelines

Plan the money

Subsidy split, EMI, and an indicative breakeven — adjust the assumptions to your own numbers.

Financial planner

Subsidy split, EMI, and an indicative breakeven — for discussion only (indicative-2026-08-01).

Beneficiary categoryAreaFull-capacity annual revenue (₹)Estimated

Utilization Y1: 60%Margin on sales: 15%Bank interest rate: 10%Loan tenure: 7 yrs

Margin money (25%)

₹3,93,250

Own contribution (10%)

₹1,57,300

Bank credit (illustrative)

₹10,22,450

Estimated EMI

₹16,974/mo

Breakeven

Month 24

Indicative DSCR

1.39

Figures are illustrative for discussion, not a sanction estimate.
Actual margin money and contribution depend on current PMEGP guidelines and implementing agency.
Land cost is generally excluded from project cost under the scheme.
Full-capacity revenue is estimated at 2× project cost (₹15.7 L) — adjust it to your own numbers.

Indicative only — actual bank DSCR calculations add back depreciation; treat this as a sense-check, not a bank figure. Verify with your CA/bank before applying.

Next 90 days

Finalize long‑term contracts with coir board suppliers and wire suppliers.
Procure and install processing and assembly machinery, ensuring calibration and safety checks.
Recruit 30 workers, conduct a 2‑week training program on coir handling and quality standards.
Set up quality control protocols, including inspection stations and packaging QA.
Launch a pilot marketing campaign targeting local retailers and online platforms to generate initial orders.

Disclaimer: Costs and sample reports are published by PMEGP / MSME authorities. FoundersOffice Idea Browser is an independent discovery and briefing tool — not affiliated with the Government of India, MSME, KVIC, DIC, or any bank. Nothing here is a sanction, loan offer, or guarantee of subsidy. Heuristics and future scores are advisory; verify on the official portal before applying.

Sample profile sourced from the PMEGP scheme (Ministry of MSME) · verify against the official PDF before filing.

Engage Founder's Office & Co

Similar process / compliance profile

The coir industry is expanding due to rising demand for biodegradable cleaning tools and eco‑friendly floor mats, offering a stable market niche for new entrants.

Rural Engg. & Bio-Tech