Coir Board Based

Coir Geo-Textiles on Automatic Loom Unit

₹22.3 L(₹22,34,000) · ₹10–25LUp to 35% subsidy

Coir yarn processing · Automatic loom weaving · Wet processing · Quality inspect

The pitch

Produces coir geo-textiles (landscape fabrics, erosion control mats, horticultural mats) on automatic loom units using coir yarn derived from coconut husk processing

Wholesale to construction contractors, landscaping firms, horticulture nurseries via direct B2B sales and regional distributors; also sells to municipal works and export markets through trade shows and coir board referrals Operates 3-shift cycle with 6-8 workers; requires daily yarn tension monitoring, fabric width/weight QC checks, and inventory management of coir raw material and chemical dyes

Sample project cost ₹22,34,000 covers automatic loom machinery, coir yarn processing equipment, raw material storage, finishing line, packaging area and basic utility connections

Watch-outs

Idea-specific discussion points — not automatic disqualification

Coir quality variability
Coconut husk quality fluctuates seasonally affecting yarn consistency and final fabric strength
Chemical finishing compliance
Use of eco-friendly biocides and dyes mandatory; must maintain MSDS and effluent treatment records for pollution control board
Market price volatility
Geo-textile prices dip 20-30% during monsoon/off-season requiring cash flow planning and pre-agreed buyer contracts

Education gate

Show the proof

Sourcing — coming soon

Scheme mechanics

PMEGP - Prime Minister Employment Generation Programme - Micro & Small Enterprises

VIII pass minimum; manufacturing units above ₹10 lakh require formal education qualification per PMEGP guidelines

Plan the money

Subsidy split, EMI, and an indicative breakeven — adjust the assumptions to your own numbers.

Financial planner

Subsidy split, EMI, and an indicative breakeven — for discussion only (indicative-2026-08-01).

Beneficiary categoryAreaFull-capacity annual revenue (₹)Estimated

Utilization Y1: 60%Margin on sales: 15%Bank interest rate: 10%Loan tenure: 7 yrs

Margin money (25%)

₹5,58,500

Own contribution (10%)

₹2,23,400

Bank credit (illustrative)

₹14,52,100

Estimated EMI

₹24,107/mo

Breakeven

Month 24

Indicative DSCR

1.39

Figures are illustrative for discussion, not a sanction estimate.
Actual margin money and contribution depend on current PMEGP guidelines and implementing agency.
Land cost is generally excluded from project cost under the scheme.
Full-capacity revenue is estimated at 2× project cost (₹22.3 L) — adjust it to your own numbers.

Indicative only — actual bank DSCR calculations add back depreciation; treat this as a sense-check, not a bank figure. Verify with your CA/bank before applying.

Next 90 days

Set up loom unit and obtain machinery installation clearance
Complete GST and MSME registration
Secure Coir Board vendor code for raw material supply
Establish quality testing protocols with local testing lab
Sign distribution agreements with 2-3 regional contractors

Disclaimer: Costs and sample reports are published by PMEGP / MSME authorities. FoundersOffice Idea Browser is an independent discovery and briefing tool — not affiliated with the Government of India, MSME, KVIC, DIC, or any bank. Nothing here is a sanction, loan offer, or guarantee of subsidy. Heuristics and future scores are advisory; verify on the official portal before applying.

Sample profile sourced from the PMEGP scheme (Ministry of MSME) · verify against the official PDF before filing.

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