Rural Engg. & Bio-Tech
Air Conditioner
Manufactures split-type air conditioners for rural households and small commercial spaces using locally sourced components.
₹10.2 L₹10,16,000
Mineral Based
The pitch
Produces B‑type plaster of Paris (hydroxyapatite) used in construction and medical applications.
Primary buyers are construction contractors, cement manufacturers, and medical device suppliers. Sales through bulk contracts and direct B2B sales. Operations involve sourcing bulk gypsum, operating a 5‑tonne crushing unit, grinding to 45 µm, drying at 120 °C, calcining at 650 °C, and packaging in 50 kg bags. QC checks moisture content (<12%) and particle size.
Sample capital requirement ₹13,50,000 covers procurement of raw gypsum, crushing and grinding plant, drying kiln, calcination furnace, packaging line, and initial working capital.
Idea-specific discussion points — not automatic disqualification
Raw Material Price Volatility
Gypsum prices can fluctuate due to seasonal demand; lock in long‑term contracts to mitigate cost spikes.
Dust & Environmental Compliance
Drying and calcination generate dust; ensure proper filtration and dust suppression to meet local environmental regulations.
Quality Standards for Medical Use
Medical-grade plaster requires stringent purity; any deviation can lead to product rejection and liability.
Capital Utilization Efficiency
High upfront equipment cost necessitates efficient throughput; underutilization can erode ROI.
Beyond PMEGP — schemes that may complement this project's sector or cost band.
Scheme supporting startups and MSMEs developing innovations in mining, mineral processing, metallurgy, and recycling.
Helps MSMEs upgrade quality, technology, and design, and become more competitive, through ZED certification, Lean manufacturing, and innovation/IPR support.
Support for SC/ST entrepreneurs — capital subsidy, capacity building, and public-procurement access.
For SC/ST entrepreneurs
Applicant should have at least VIII pass; for manufacturing projects above ₹10 lakh, a minimum of 10th grade is typically required – verify current PMEGP guidel
Subsidy split, EMI, and an indicative breakeven — adjust the assumptions to your own numbers.
Subsidy split, EMI, and an indicative breakeven — for discussion only (indicative-2026-08-01).
Margin money (25%)
₹3,37,500
Own contribution (10%)
₹1,35,000
Bank credit (illustrative)
₹8,77,500
Estimated EMI
₹14,568/mo
Breakeven
Month 59
Indicative DSCR
1.16
Indicative only — actual bank DSCR calculations add back depreciation; treat this as a sense-check, not a bank figure. Verify with your CA/bank before applying.
Sample profile sourced from the PMEGP scheme (Ministry of MSME) · verify against the official PDF before filing.
B‑type plaster of Paris has higher purity and lower moisture, making it suitable for precision applications, justifying the investment in dedicated drying and calcination equipment.
Rural Engg. & Bio-Tech
Manufactures split-type air conditioners for rural households and small commercial spaces using locally sourced components.
₹10.2 L₹10,16,000
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