Rural Engg. & Bio-Tech
Air Conditioner
Manufactures split-type air conditioners for rural households and small commercial spaces using locally sourced components.
₹10.2 L₹10,16,000
Mineral Based
The pitch
Produce fly ash bricks by mixing fly ash with cement binder, forming, curing, and packaging for construction use.
Local construction contractors, builders, and road works; sold via direct sales to contractors and through local distributors. Set up a brick press plant with curing area, a small QC lab for compressive strength testing, and inventory storage for raw materials and finished bricks.
₹20,30,000 sample cost covers plant setup, brick press machinery, curing beds, packaging equipment, raw material procurement (fly ash, cement, water), and initial working capital.
Idea-specific discussion points — not automatic disqualification
Quality Compliance
Ensure bricks meet IS 10262 standards; regular QC testing is mandatory.
Fly Ash Supply
Secure a reliable source of fly ash; fluctuations can halt production.
Market Price Volatility
Brick prices can vary with construction demand; maintain price flexibility.
Environmental Clearance
Obtain necessary environmental approvals for waste utilization and emissions.
Skilled Labor
Recruit and train staff for machine operation and quality control.
VIII pass is required for manufacturing projects >₹10L; ensure the applicant has at least 8th grade pass.
Subsidy split, EMI, and an indicative breakeven — adjust the assumptions to your own numbers.
Subsidy split, EMI, and an indicative breakeven — for discussion only (indicative-2026-08-01).
Margin money (25%)
₹5,07,500
Own contribution (10%)
₹2,03,000
Bank credit (illustrative)
₹13,19,500
Estimated EMI
₹21,905/mo
Breakeven
Month 59
Indicative DSCR
1.16
Indicative only — actual bank DSCR calculations add back depreciation; treat this as a sense-check, not a bank figure. Verify with your CA/bank before applying.
Sample profile sourced from the PMEGP scheme (Ministry of MSME) · verify against the official PDF before filing.
Utilizing fly ash reduces waste, aligns with green building norms, and taps into a consistent construction market, ensuring long‑term viability.
Rural Engg. & Bio-Tech
Manufactures split-type air conditioners for rural households and small commercial spaces using locally sourced components.
₹10.2 L₹10,16,000
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Produce polymer‑based Aloe vera gel for cosmetics, pharmaceutical excipients and food additives.
₹18.6 L₹18,60,000
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₹17.4 L₹17,45,000