Samadhan Projects

Chikankari Work Unit

₹8.4 L(₹8,42,000) · ₹5–10LUp to 35% subsidy

Handloom embroidery unit – Process plant, QC, Inventory‑heavy

The pitch

Produces handloom‑based Chikankari embroidered panels for garments, ready for integration into ready‑to‑wear and boutique collections.

Sells to garment manufacturers, ready‑to‑wear brands, online marketplaces and local boutiques via direct sales and B2B platforms. Unit operates 6 days a week, 8 hours per shift, employing 4–6 artisans. Production capacity is 200–300 embroidered panels per month.

₹8,42,000 sample cost covers handloom machines, embroidery frames, power supply, workshop setup, initial inventory of raw fabric and yarn, and basic office equipment.

Watch-outs

Idea-specific discussion points — not automatic disqualification

Demand Volatility
Fluctuations in garment industry orders can affect cash flow.
Skill Gap
Chikankari requires specialized hand‑embroidery skills; training is essential.
Competition
Many small units compete on price; differentiation is needed.
Compliance
Must register under PMEGP, obtain GST, comply with labor laws and safety norms.

Show the proof

Sourcing — coming soon

Scheme mechanics

PMEGP – 5-10 lakh scheme

No elevated education flag at this sample cost – verify guidelines. Workers should have at least VIII pass; no higher education required.

Plan the money

Subsidy split, EMI, and an indicative breakeven — adjust the assumptions to your own numbers.

Financial planner

Subsidy split, EMI, and an indicative breakeven — for discussion only (indicative-2026-08-01).

Beneficiary categoryAreaFull-capacity annual revenue (₹)Estimated

Utilization Y1: 60%Margin on sales: 15%Bank interest rate: 10%Loan tenure: 7 yrs

Margin money (25%)

₹2,10,500

Own contribution (10%)

₹84,200

Bank credit (illustrative)

₹5,47,300

Estimated EMI

₹9,086/mo

Breakeven

Month 24

Indicative DSCR

1.39

Figures are illustrative for discussion, not a sanction estimate.
Actual margin money and contribution depend on current PMEGP guidelines and implementing agency.
Land cost is generally excluded from project cost under the scheme.
Full-capacity revenue is estimated at 2× project cost (₹8.4 L) — adjust it to your own numbers.

Indicative only — actual bank DSCR calculations add back depreciation; treat this as a sense-check, not a bank figure. Verify with your CA/bank before applying.

Next 90 days

Day 1-15: Procure machines, set up workshop, register business.
Day 16-30: Recruit artisans, conduct training, source raw materials.
Day 31-45: Pilot production, test quality, adjust processes.
Day 46-60: Secure first orders from local garment manufacturers.
Day 61-90: Scale production, establish supply chain, monitor cash flow.

Disclaimer: Costs and sample reports are published by PMEGP / MSME authorities. FoundersOffice Idea Browser is an independent discovery and briefing tool — not affiliated with the Government of India, MSME, KVIC, DIC, or any bank. Nothing here is a sanction, loan offer, or guarantee of subsidy. Heuristics and future scores are advisory; verify on the official portal before applying.

Sample profile sourced from the PMEGP scheme (Ministry of MSME) · verify against the official PDF before filing.

Engage Founder's Office & Co

Similar process / compliance profile

Chikankari is a heritage craft with growing demand in ready‑to‑wear and online markets; small units can capture niche segments and provide employment to skilled artisans.

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₹68.9 L₹68,91,000

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Higher ticketEducation gate

Open brief

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Rural Engg. & Bio-Tech