Samadhan Projects

Cashew Processing Project

₹38.9 L(₹38,86,000) · ₹25–50LUp to 35% subsidy

Process plant · QC · Inventory-heavy

The pitch

Processes raw cashew nuts into kernels through roasting, peeling, grading, and packaging for edible nut trade.

Sells to wholesale spice/cashew traders, export houses, and retail packers via direct B2B supply and local distributor networks. Requires skilled operators for peeling and grading, daily quality checks on kernels, and cold/dry storage for raw and finished inventory.

Sample/template cost ₹38,86,000 covers processing machinery (roaster, peeler, grader, sorter), utility setup, packaging unit, and basic civil works.

Watch-outs

Idea-specific discussion points — not automatic disqualification

Raw material sourcing
Securing consistent supplies of raw cashew at competitive prices requires strong vendor networks and advance booking.
Seasonal demand fluctuations
Cashew demand peaks during festivals; managing working capital through lean months is critical for cash flow.
Quality compliance
Export-grade processing demands strict hygiene standards and periodic FSSAI inspections for food safety.
Power and utility costs
Roasting and drying are energy-intensive; high electricity/diesel costs can erode margins if not managed.

Higher ticketEducation gate

Show the proof

Sourcing — coming soon

Scheme mechanics

PMEGP capital subsidy (30% for manufacturing, subject to limits)
Working capital term loan for raw material procurement
Mudra Shishu/Udyog for small-scale processing units

Minimum VIII pass likely required (manufacturing investment > ₹10L); verify current PMEGP eligibility rules

Plan the money

Subsidy split, EMI, and an indicative breakeven — adjust the assumptions to your own numbers.

Financial planner

Subsidy split, EMI, and an indicative breakeven — for discussion only (indicative-2026-08-01).

Beneficiary categoryAreaFull-capacity annual revenue (₹)Estimated

Utilization Y1: 50%Margin on sales: 10%Bank interest rate: 10%Loan tenure: 7 yrs

Margin money (25%)

₹9,71,500

Own contribution (10%)

₹3,88,600

Bank credit (illustrative)

₹25,25,900

Estimated EMI

₹41,933/mo

Breakeven

Not reached within 7 yrs

Indicative DSCR

0.77

Figures are illustrative for discussion, not a sanction estimate.
Actual margin money and contribution depend on current PMEGP guidelines and implementing agency.
Land cost is generally excluded from project cost under the scheme.
Full-capacity revenue is estimated at 2× project cost (₹38.9 L) — adjust it to your own numbers.

Indicative only — actual bank DSCR calculations add back depreciation; treat this as a sense-check, not a bank figure. Verify with your CA/bank before applying.

Next 90 days

Secure FSSAI and GST registrations within first month
Finalize raw cashew supplier contracts and trial processing batches
Complete machinery installation and operator training
Obtain pollution NOC and begin test marketing to local wholesalers

Disclaimer: Costs and sample reports are published by PMEGP / MSME authorities. FoundersOffice Idea Browser is an independent discovery and briefing tool — not affiliated with the Government of India, MSME, KVIC, DIC, or any bank. Nothing here is a sanction, loan offer, or guarantee of subsidy. Heuristics and future scores are advisory; verify on the official portal before applying.

Sample profile sourced from the PMEGP scheme (Ministry of MSME) · verify against the official PDF before filing.

Engage Founder's Office & Co

Similar process / compliance profile

Similar PMEGP food-processing projects show replicable demand patterns in spice and nut clusters.

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4T Oil Blending Plant

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₹68.9 L₹68,91,000

Oil blending process · Quality control testing · Bulk storage · Packaging operatHeavy capitalRural & urban

Higher ticketEducation gate

Open brief

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Samadhan Projects