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Agro Food Processing

Cashewnut Processing

₹18 L(₹18,00,000) · ₹10–25LUp to 35% subsidy
Process plant · QC · Inventory-heavy

The pitch

Produces roasted cashew nuts, cashew butter, and cashew chips by roasting, grinding, and packaging raw cashews.

Sells to local retail outlets, wholesale grocery chains, online marketplaces, and export to neighboring countries. The plant houses a roasting unit, a grinding line, a packaging station, a QC laboratory, and storage for raw and finished goods. Daily output targets 200 kg of roasted nuts and 50 kg of cashew butter.

₹18,00,000 – sample cost covering land acquisition, building construction, roasting and grinding machinery, packaging equipment, utilities, and initial working capital.

Watch-outs

Idea-specific discussion points — not automatic disqualification

  • Raw material price volatility

    Cashew prices can fluctuate seasonally; secure long‑term supply contracts to stabilize costs.

  • Food safety compliance

    Must obtain FSSAI registration and adhere to food safety standards; non‑compliance can halt operations.

  • Seasonal demand fluctuations

    Demand for snacks peaks during festivals; plan inventory to avoid overstock during low‑season.

  • Power supply reliability

    Roasting and grinding are energy intensive; ensure backup power or negotiate power tariffs.

  • Competition from established brands

    Large players dominate retail; differentiate via niche packaging or organic certification.

FSSAI pathEducation gate

Show the proof

Sourcing — coming soon

Scheme mechanics

  • PMEGP (Rural) – 10‑25 lakh scheme
  • Rural Development Bank – Credit for Agro Processing

What bankers typically probe for this idea

  • Leverage bank credit to cover plant setup and initial inventory; use land and machinery as collateral; negotiate PMEGP‑favorable interest rates.

VIII pass likely (manufacturing > ₹10L) · verify guidelines

Plan the money

Subsidy split, EMI, and an indicative breakeven — adjust the assumptions to your own numbers.

Financial planner

Subsidy split, EMI, and an indicative breakeven — for discussion only (indicative-2026-08-01).

Margin money (25%)

₹4,50,000

Own contribution (10%)

₹1,80,000

Bank credit (illustrative)

₹11,70,000

Estimated EMI

₹19,423/mo

Breakeven

Month 24

Indicative DSCR

1.39

  • Figures are illustrative for discussion, not a sanction estimate.
  • Actual margin money and contribution depend on current PMEGP guidelines and implementing agency.
  • Land cost is generally excluded from project cost under the scheme.
  • Full-capacity revenue is estimated at 2× project cost (₹18 L) — adjust it to your own numbers.

Indicative only — actual bank DSCR calculations add back depreciation; treat this as a sense-check, not a bank figure. Verify with your CA/bank before applying.

Next 90 days

  1. Secure raw cashew supply contracts
  2. Set up plant and install machinery
  3. Obtain FSSAI license and other certifications
  4. Hire and train staff
  5. Launch pilot batch and test market response

Engage Founder's Office & Co

Showcase scalable production, high demand for cashew snacks, export potential, low capital requirement, and strict adherence to PMEGP guidelines.

Attached shortlist: 1 idea

Disclaimer: Costs and sample reports are published by PMEGP / MSME authorities. FoundersOffice Idea Browser is an independent discovery and briefing tool — not affiliated with the Government of India, MSME, KVIC, DIC, or any bank. Nothing here is a sanction, loan offer, or guarantee of subsidy. Heuristics and future scores are advisory; verify on the official portal before applying.

Sample profile sourced from the PMEGP scheme (Ministry of MSME) · verify against the official PDF before filing.

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